FIN 4-Money Mgt

Fall 2006

MW 11:10-12:30

Room 512

 

INSTRUCTOR:          Prof. Mo N. Hassan, MBA

                                Chair-  Business, Accounting, & Real Estate Dept.                   

 

OFFICE:                   Rm.  505A

OFFICE PHONE:       (831) 479-6276

 

OFFICE HOURS:      M-TH 12:30-1:30pm                                                                

                                or by appointment

 

E-MAIL:                    molatte4u@hotmail.com  or mohassan@cabrillo.edu                    

 

Website: www.cabrillo.edu/~mhassan

 

COURSE DESCRIPTION

 

 The course is designed to provide students with the understanding and knowledge of how to make intelligent and sound financial choices and take effective action in handling personal resources, including such topics as financial planning, borrowing, savings, investing, insurance, and taxes.

 

REQUIRED MATERIALS:           Personal Financial Planning, by Gitman and Joehnk, Tenth Edition, Dryden Press Publishing.

Suggeted Reading:                  Wall Street Journal, Money Magazine, Business Week.

 

COURSE OBJECTIVES

 

To achieve personal financial goals through

1.         Sound financial planning

2.         Money management/Savings/Loans/Major Purchases

3.         Managing expenditures

4.         Income and asset protection/Credit Management

5.         Investment planning

6.                   Retirement planning

7.                   Using the internet to better your financial knowledge

 

 

DISCUSSION TOPICS

 

1.       Personal Financial Planning

2.       Developing Financial Goals

3.       Tax planning and issues

4.       How to Manage Your Income

5.       Credit and Home Financing

6.       Risk Management

7.       Investments Stocks and Bonds

8.       Mutual Funds

 

COMPUTER APPLICATIONS

 

This course will utilize the internet and business software.  You are expected to learn to use computers to conduct your project(s).  You will need to familiarize yourself with some business software such as Excel for Windows, and Word.  If you have no experience in computer usage, then you are expected to learn in this course.  In today's competitive business and financial environment, it is essential to be familiar and have the knowledge of computers and its various applications to survive.  In addition, the integration of the Internet and WWW will be emphasized throughout this course.

 

COMPETENCIES

 

Upon completion of this course, the students can

 

1.         Formulate personal financial goals and objectives and establish a means of accomplishing them

2.         Summarize expenditures and identify the efficient use of income when faced with numerous alternatives.

3.         Evaluate investments from a short-term, intermediate and long-term perspective.

4.         Describe the advantages and disadvantages of using credit and evaluate the various sources and types of credit available to them.

5.         Identify the advantages of a savings program to meet emergencies and to take advantage of opportunities.

6.                   Explain the importance of adequately protecting resources through insurance, and risk management.

7.                   Be familiar with the power of the Internet and WWW.

 

COURSE GRADING

 

Grading will be based on total score achieved and determination of final course grade will be converted to letter grade as follows:

           

A = 90% to 100% of total points possible             First Exam                      100 pts.                      20%     

B = 80% to 89% of total points possible               Second Exam                  100 pts.                      20%

C = 70% to 79% of total points possible               Third Exam                      100 pts.                      20%     

D = 60% to 69% of total points possible               Internet/Invest. Project      75 pts.                                    15%

F = 59% or less of total points possible               Assignments                   65 pts.                                    13%     

                                                                        Class Participation &

                                                                        Quizzes/Group Ex          60 pts.                         12%     

                                                                                                            500 pts.                                    100%

ATTENDANCE, HOMEWORK

 

Each student is expected to be prompt for class and to attend each class session.  All assignments are due on the due date.  No Late Assignments will be accepted. NO Make Up Exams will be given unless you have a prior authorization from the professor.  Your attendance is crucial to your success in this course. You will be considered absent if you show up following roll call (usually within the first fifteen minutes). You will be penalized a letter grade for any four unexcused absences during the semester. Please do not disturb the class by coming late or leaving before the class is dismissed. Always, exercise proper etiquette.  In class discussions will pertain to current chapter being covered and will be directed by the professor. No casual talking or disruptive behavior is allowed. Projects and homework not turned on time will not be accepted.

You will miss assignments and participation points when you miss a class. HOMEWORK must be done in an organized, clean and neat fashion otherwise it will not be graded.

 

WITHDRAWALS

Last day to withdraw from the class and NOT receive a grade of “W” is 9/23/06.  Students withdrawing after that date will risk the receiving an “F” for the course. This instructor has the discretion to grant a grade of “F” to those withdrawing after the mentioned above date. Deadline for CREDIT/NO CREDIT option is Sept 30th.

 

Students are encouraged to discuss their grade standing any time during the semester.

 

·         This syllabus is intended to be a guideline for students.  Typographical and any obvious errors are not binding.

·         The instructor has the discretion to change the syllabus at any time to fit Cabrillo College requirements.

·         No eating allowed in classroom.  Drinks are allowed but you are responsible for your own mess.

·         No beepers or cellular phones. No shoes on desks or chairs please.

 

ALL CELL PHONES MUST BE TURNED OFF DURING CLASS PERIOD!!!!

 

·         Plagiarism on tests, assignments or cases will result in a zero grade for that test or assignment or case. Copying others work is considered plagiarism and is not acceptable.

 

 

This course and professor comply with ADA (American Disability Act) policies.  Please inform the professor of any shortcomings or illness you might have that need to be accommodated.

 

Information is provided in this course for educational purposes only, not to be interpreted otherwise.

 

·         This syllabus is intended to be a guideline for students.  Typographical and any obvious errors are not binding.

·         The instructor has discretion to change the syllabus at any time to fit Cabrillo requirements.

 

·         CLASS POLICY

·         No eating or snacking is allowed in classroom. Absolutely NOT!

·         No "ON" beepers or cellular phones in the classroom. TURN THEM OFF!

·         No napping or casual talking during lectures. If you want to sleep or chat, go to a café!

·         Late arrivals use back door (where applicable) quietly. Respect others learning experience.

·         No shoes on chairs or tables pleas! Don’t think you like to sit on somebody else’s mess!

·         Respect the class, don’t be disruptive! Your disruption is others agitation!

·         Plagiarism in tests, assignments or cases will result in a zero grade for that test or assignment or case. Copying others work is considered plagiarism and is not acceptable.

 

No eating, shoes on tables or chairs or napping is allowed in the classroom.  Drinks are allowed but you are responsible for your own mess. No “On” Cell Phones/Pagers during class.

 

 

 

 

 

 

FIN 4/FALL 2006

Money Management

Tentative Schedule MW 11:10 am

Date

Day

Assignments

August 28

M

Introduction/Orientation

30

W

Project Orientation- CH 1

Sept 4

M

Labor Day-No Class.

6

W

CH 1

11

M

CH 2

13

W

Ch  2

18

M

CH 2 HMK I Due (P1, 2 pg 79)

20

W

CH 3

25

M

CH 3 & Wall St/Stock Market Video

27

W

CH 4 

Oct 2

M

CH 4, HMK II Due (P 4 pg 124, P 4 pg 165)

4

W

Exam I Ch 1-4

9

M

Ch 11 & Project Session

11

W

Motley Fool Video

16

M

CH 11

18

W

CH 12

23

M

CH 12

25

W

CH 13, Project Session

30

M

Ch 13, HMK III Due (P1 pg 540, P7, P9, 10 pg 542)

Nov 1

W

Portfolio Project Due (Must be complete-Turn In Today)/Present

Nov 6

M

Portfolio Presentations

8

W

Exam II Ch 11-13

13

M

Ch 5, Project Check

15

W

Ch 6 

20

M

Ch 7, Project Check

22

W

  No Class-Happy Turkey Day. 

27

M

CH 7, 8 Project Check  

29

W

CH 8, HMK IV Due (P5,7,8,9 pg 309)

Dec 4

M

Portfolio Project Ends-Final Turn Ins &Presentations

6

W

Portfolio Project Final Turn Ins & Presentations

11

M

EXAM III (Ch 6-8)

 

 

Happy Holidays

 

This schedule is tentative and may change at anytime, prior notice by the professor will be provided to you in class or via email.  Your cooperation is appreciated. Remember, all assignments and projects are accepted only on due date, plan ahead and always be aware of the class schedule. Please make sure that you’re aware of all due dates and exam dates. There is NO make ups and Late Assignments will no be accepted.

 

 

 

 

 

 

 

 

 

 

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Please sign and turn in next class.

 

This is to certify that you have read and understood the above syllabus/contract and requirements and policies of this course. Any changes to this syllabus can only be assigned by the professor of the course.

I acknowledge and accept the policies and requirements of FIN 4 class and fully understand the consequences on my grade and performance in this class for not following them. I understand that project portfolios and homework assignments are only accepted on the stated due dates.

 

Name: ___________________________.  Date: ______________

 

Signature: ___________________________Class/Day Time: _____________________

 

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